Issuing with Goldrail
How fintechs issue, distribute, and redeem tokenised value across assets on the network
Issuance vs holding
Issuance creates new digital balance backed by an inbound asset—fiat deposit, collateral, or cross-network conversion. Holding moves existing balance between wallets. On GoldRail, issuance is controlled: fintech tenants request conversion through PayLink On-Ramp after confirming the underlying deposit, in the asset that matches the corridor—USDC, EURC, XOFC, or another supported unit.
What participants experience
From the user's perspective, a confirmed deposit via card, bank, mobile money, or other local rail results in spendable digital balance. A US sender might receive USDC; a CFA-market user might receive XOFC. Withdrawal reverses the journey: balance decreases and fiat arrives on the chosen payout channel. Echo notifies your backend when each step completes.
Wallet types
PayLink Wallets distinguish Secure vs Linked and Client vs Treasury:
| Type | Typical use |
|---|---|
| Secure Client | End-user balance under fintech control |
| Treasury | Operational float for payouts |
| Linked | External wallet connected via OpenConnect |
Choosing the right wallet type affects custody model and compliance scope.
Getting started as a participant
Integrate as a Fintech tenant: configure API access, webhook endpoints, and KYC policy alignment. See Getting Started and the Fintech section of the API reference for environment setup and sandbox testing.