Goldrail Finance stablecoins
GoldRail's multi-asset stablecoin family and issuance model for fiat-backed digital units
A family of fiat-backed assets
GoldRail supports a stablecoin family—programmable digital units pegged to real-world currencies. USDC anchors dollar corridors; EURC serves euro-denominated flows; XOFC aligns with the West African CFA franc for regional commerce. Each asset shares the same network rails while matching the currency users earn and spend in its corridor.
Issuance model
| Principle | What it means |
|---|---|
| Asset-specific peg | Each token tracks its reference currency (USD, EUR, FCFA, etc.) |
| Controlled supply | Circulation grows and shrinks with verified deposits and withdrawals |
| Shared infrastructure | One network, many assets—same transfer and ramp products |
| Treasury segregation | Client and operational balances kept distinct |
When fiat enters through PayLink On-Ramp, users receive digital balance in the chosen asset—USDC for a dollar wallet, XOFC for FCFA markets. PayLink Off-Ramp reverses the journey on local or international payout rails.
XOFC as a regional example
XOFC illustrates how GoldRail serves local markets: 1 XOFC equals 1 CFA franc, designed for everyday settlement alongside global assets on the same network. It is one member of the family, not the only unit of account.
Trust and transparency
Stablecoin trust depends on reserve policy, audit cadence, and governance of issuance per asset. UltraVault wallets help segregate treasury versus client funds at the application layer.