On-chain performance
Latency, throughput, fees, and reliability considerations for digital settlement
Performance dimensions
Digital settlement performance combines confirmation time, throughput, fee volatility, and finality rules on the networks you use. Modern settlement environments target lower fees than legacy mainnets for high-volume retail flows—whether you move USDC, EURC, or regional stablecoins.
What affects user-perceived speed
| Factor | Impact |
|---|---|
| Block time | Minimum wait for inclusion |
| Network fees | Inclusion priority under congestion |
| Infrastructure reliability | Failed broadcasts, stale state |
| Indexer lag | App shows "pending" after confirmation |
Surface pending states honestly in UI—users trust transparency over false instant confirmation.
Cross-environment adds latency
Moving value across settlement environments requires source confirmation plus destination credit. AutoRouter estimates total time; do not promise instant cross-environment settlement unless quotes support it.
Operational monitoring
Use Health endpoints and network explorers to detect stuck transactions. Alert on treasury wallet low balance, failed payment receipts, or cross-environment transfers pending beyond SLA.